Cash is like oxygen in a market crash. The opportunities to deploy additional cash may be limited. Plus, trying to time market is absolutely futile. However, you can have a very calibrated approach of allocating funds as valuation in broader market are on higher side.
A staggered allocation in Equity (Direct or MF) SIP mode are best available option for Investors. One must remember that dynamic fixed income component is must as part of overall strategy.
In order to do well over the long term, you have to use what is known as ‘The Second-Order Thinking.’
A concept popularised by Howard Marks, second-order thinking is about looking beyond the most obvious consequence of an event. It’s about deliberate thinking. It’s about seeing what other people cannot.
Happy Investing